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DIRECT LEND- COOKIES POLICY

Direct Lend is a trading style of Technov8 Limited, a company incorporated in England & Wales (05377058) and regulated by the Financial Conduct Authority (732414). Our registered address is Bartle House, Oxford Court, Manchester, England, M2 3WQ

Our Cookie Policy

This policy explains how we use cookies and similar technology on our website, including third-party cookies, to give you a better website experience, for statistical and analytical purposes, and to improve cyber security. The cookies we use collect information about your use of the website, and this information is stored on your device. We use essential and non-essential cookies, and you must give consent for the use of non-essential cookies.

What are cookies?

Cookies are small text files placed on your computer by websites you visit. They help make websites work more efficiently and provide information to site owners. Most websites use cookies.

There are different types of cookies:

  • Essential cookies are needed for a service to work, like preventing malicious attacks on a site.
  • Non-essential cookies have other functions, such as optimization or marketing. They help site owners understand which features visitors use so they can improve the site.
  • Persistent cookies are stored by a browser and remain valid until their expiry date unless deleted by the user.
  • Session cookies expire at the end of a user session when the browser is closed.
  • First-party cookies are placed on your hard drive by the website you visit.
  • Third-party cookies are placed on your hard drive by a website from a different domain than the one you’re visiting.

Third-party cookies

Our site uses third-party cookies to collect data about website usage, like how often and for how long users visit the site, to improve your experience. This information doesn’t identify individual users. We use it to manage the site, track site usage, and gather demographic information about our visitors.

You can manage cookies through your browser settings, including removing cookies by deleting them from your ‘browser history’ (cache) when you leave the site. Please note that removing or blocking cookies can impact your user experience, and some functionality may no longer be available. For guidance on controlling cookies, see your browser’s settings.

In light of future changes to ePrivacy regulations in Europe and the United Kingdom, we reserve the right to update this policy according to any changes in regulations about third-party cookies or other relevant changes.

Personal information If we process any personal data about you through cookies on our website, please see our Privacy Policy for more information about how we use your personal data.

Cookies we use.

We use cookies for the following purposes:

  • Personalization – we use cookies to store information about your preferences and personalize our website for you, like your chosen language.
  • Authentication – we use cookies to authenticate you as a user after you log in to our service.
  • Cookie consent – we use cookies to store your preferences about the use of cookies in general.

Cookies used by our service providers

Google Analytics – performance/analysis

We use cookies to analyze how users access and use our website and its performance. We use Google Analytics, a web analytics service by Google. Google Analytics uses cookies to analyze site visitors. We use Google Analytics to maintain, provide, and improve our site. We get information about which pages are most visited, where users come from, and when pages are most visited. The IP address of everyone using the website is anonymized so individual users can’t be identified. Cookies from Google Analytics are stored on your computer for up to two years from the last site visit unless you delete the cookie or adjust the storage time in your browser. Google may share the statistics with third parties if required by law or if third parties process the information on Google’s behalf. For more information on Google Analytics, visit: https://support.google.com/analytics/answer/6004245.

Managing cookies

If you choose not to consent to cookies on our website, your user experience may be affected, and you might not be able to visit some parts of our website. Some parts of our website may require essential cookies for security.

Further information about cookies, including how to see what cookies have been set on your device and how to manage and delete them, is available at www.allaboutcookies.org and www.youronlinechoices.eu.

Please, see below the links that Internet Explorer & edge and Google chrome recommend if you choose to disable their cookies and prevent them from being installed:

  • Internet Explorer & Edge: https://support.microsoft.com/en-gb/windows/delete-and-manage-cookies-168dab11-0753-043d-7c16-ede5947fc64d#ie=%E2%80%9Die-10%E2%80%B3%20y%20https://privacy.microsoft.com/uk-uk/windows-10-microsoft-edge-and-privacy
  • Google Chrome: https://support.google.com/chrome/answer/95647?hl=%E2%80%9Duk%E2%80%9D

Contact us

If you have any questions about this Cookie policy or our use of cookies on our website, please contact us on [support email address].

Info

Privacy & Terms

Contact 

  • Technov8 Ltd, Bartle House, Oxford Court, Manchester, M23WQ
  • Monday - Friday 9:00am - 5:00pm
  • support@directlend.co.uk

Direct Lend is a trading style of Technov8 Limited, a company incorporated in England & Wales, with company registration number: 05377058. Our registered address is: Technov8 Ltd, Bartle House, Oxford Court, Manchester, M23WQ

Technov8 Limited is authorised and regulated by the Financial Conduct Authority (FCA) under registration number 732414. We are also registered with the Information Commissioner Officer under registration reference Z3652660.

Technov8 Limited is a credit broker, not a lender. We do not charge customers a fee for using our services, but we receive a commission from lenders or other brokers if a customer enters into a consumer credit agreement following an introduction through our website. We work exclusively with a selected group of lenders and credit brokers to offer you a range of credit and loan products. We may receive a percentage of the loan amount as a commission from a loan provider or broker if you take out one of their products and/or we may receive a fee for introducing you to them.

When you apply for a loan through us, the lender will disclose directly to you all the relevant information relating to interest and charges associated with the loan. Please note that the lender or broker we direct you to may not offer the cheapest loan that is available to meet your needs.

[*] The APR depends on the lender and the customer’s circumstances. The Representative APR is based on the mean APR of our panel of lenders.

Loans are available to individuals over 18 years old, subject to status. The majority of loan applications are processed online; however, there are circumstances where our lenders may need to call you. Further information relating to why lenders will need to call you is disclosed within their terms and conditions.

Upon approval, your cash could be sent within minutes, though the time it takes for the cash to be received in your account will depend on your bank’s policies and procedures. If we cannot find you a loan, we may transfer you directly to alternative firms and services which may incur a monthly fee, such as credit building tools if you choose to use them.

By using our services, you agree that this agreement is in English, and all communications between you and us will be in English.