DIRECT LEND- TREATING CUSTOMERS FAIRLY POLICY
Direct Lend is a trading style of Technov8 Limited, a company incorporated in England & Wales (05377058) and regulated by the Financial Conduct Authority (732414). Our registered address is: Bartle House, Oxford Court, Manchester, England, M2 3WQ
Our company is committed to upholding the FCA’s principles for businesses, with a particular focus on the principle of Treating Customers Fairly (TCF). This policy outlines our approach to ensuring fair treatment of our customers at all stages of their interaction with our company.
Objectives:
Our primary objectives in implementing this Treating Customers Fairly Policy are to:
Key Principles:
In accordance with the FCA’s TCF principles, we commit to the following:
Training and Competence:
We are committed to maintaining the competence and knowledge of our employees. All staff members receive training on TCF principles, and we regularly review and update their training to ensure they have the necessary skills and knowledge to treat customers fairly.
Monitoring and Reporting:
We have established processes to monitor and assess our adherence to the TCF principles. This includes regular reviews of customer feedback, complaint handling, and internal procedures. We will report our findings to senior management, who will take appropriate action to address any identified issues or areas for improvement.
Reporting a TCF Concern
Our Treating Customers Fairly Policy demonstrates our commitment to ensuring that our customers receive fair treatment at all stages of their interaction with our company. We will continually monitor our performance and make improvements as necessary to maintain our adherence to the FCA’s TCF principles.
If you believe that the company is involved in any unfair treatment of its customers or have any concerns about our TCF practices, you should report these to our Compliance team via email to: [Complaints’ email]
Contact
Direct Lend is a trading style of Technov8 Limited, a company incorporated in England & Wales, with company registration number: 05377058. Our registered address is: Technov8 Ltd, Bartle House, Oxford Court, Manchester, M23WQ
Technov8 Limited is authorised and regulated by the Financial Conduct Authority (FCA) under registration number 732414. We are also registered with the Information Commissioner Officer under registration reference Z3652660.
Technov8 Limited is a credit broker, not a lender. We do not charge customers a fee for using our services, but we receive a commission from lenders or other brokers if a customer enters into a consumer credit agreement following an introduction through our website. We work exclusively with a selected group of lenders and credit brokers to offer you a range of credit and loan products. We may receive a percentage of the loan amount as a commission from a loan provider or broker if you take out one of their products and/or we may receive a fee for introducing you to them.
When you apply for a loan through us, the lender will disclose directly to you all the relevant information relating to interest and charges associated with the loan. Please note that the lender or broker we direct you to may not offer the cheapest loan that is available to meet your needs.
[*] The APR depends on the lender and the customer’s circumstances. The Representative APR is based on the mean APR of our panel of lenders.
Loans are available to individuals over 18 years old, subject to status. The majority of loan applications are processed online; however, there are circumstances where our lenders may need to call you. Further information relating to why lenders will need to call you is disclosed within their terms and conditions.
Upon approval, your cash could be sent within minutes, though the time it takes for the cash to be received in your account will depend on your bank’s policies and procedures. If we cannot find you a loan, we may transfer you directly to alternative firms and services which may incur a monthly fee, such as credit building tools if you choose to use them.
By using our services, you agree that this agreement is in English, and all communications between you and us will be in English.